CNN 360 ANDERSON COOPER – AUTO INSURANCE PART 1
Holidays abroad do not regularly go though a hitch. Every year UK transport word companies embrace thousands of claims for remuneration from detrimental holidaymakers. The many usual claims lend towards to be for mislaid baggage, termination or healing expense.
But being ambushed by monkeys, upon fire brides as well as evading hairpieces have been examples of a some-more weird claims perceived by a little of a UK’s largest transport insurers.
Here have been a 10 oddest transport word claims:
1. Monkey Business
Malaysian monkeys caused regretful getaway mayhem when a integrate returned to their chalet to find their underwear, wardrobe as well as effects strewn opposite a review as well as beside rainforest. Fortunately a transport insurer paid a explain for a clothes-less couple.
2. Toupee overboard
One detrimental licentiate enjoying a journey found his toupee overboard after a clever breeze of breeze carried it off his conduct as well as blew it in to a sea. His transport word reimbursed him for a price of his hairpiece.
3. Don’t get stung
A drifting holidaymaker paid a unpleasant price when he forsaken his wallet down a dull in Natanya. The Briton’s explain wasn’t for his money or credit cards yet – it was for sanatorium diagnosis after he reached down a dull to rescue his wallet, as well as was stung by a scorpion. Luckily, his transport word lonesome a price of a treatment.
4. The hapless campers
An hapless family had a startle when they were upon a camping outing in a remote margin in Wales, following a parachutist from a circuitously airbase blank his aim as well as alighting upon their camping equipment, destroying it. The family weren’t lonesome for random damage, so unfortunately their insurer did not repay them.
5. Swimming smile
Whilst upon a cruise, a single delicate licentiate mislaid his fake teeth over a side of a boat when throwing up in to a choppy seas of a Bay of Biscay. The unnoticed dentures were thankfully lonesome in his transport word process underneath mislaid baggage, so his explain was paid.
6. Holy smoke
A British couple’s halcyon marriage shortly took a spin for a worse when a bride’s skirt was held land by a section of spark which fell from a BBQ. The smart-thinking husband fast picked up his brand brand new upon fire bride, ran down a beach as well as threw her in to a ocean. Fortunately a integrate had taken out marriage cover prior to restraining a knot, so they could explain upon their transport word process for their busted marriage outfits.
7. Bad hair day
Whilst upon legal legal holiday in Spain, a quick father had to pour out his unsettled daughter to a internal beautician after she frazzled her hair upon a oven in their apartment. The formula were distant from satisfying, withdrawal a bad lady using from a reception room in tears. Her father did try as well as explain upon their transport insurance, though unfortunately was not reimbursed as they weren’t lonesome for random damage.
8. Bikini distraction
A male upon legal legal holiday in Greece pennyless his nose by upon foot in to a glass-panelled train shelter, after removing dreaming by dual Greek goddesses in bikinis. His transport explain for sanatorium bills was successful.
9. Life’s a beach
Frustrated relatives were repelled to find which their personification young kids had buried their £600 camcorder in a silt upon a beach in Cornwall. Thankfully a insurer saw a droll side as well as refunded a cost.
10. Lotions as well as potions
The poke was upon for a wrinkle-free criminal in France after a lady had her war paint bag stolen, afterwards after certified she had eliminated medical-strength haemorrhoid thickk cream in to an dull moisturiser tub. Her explain for make-up, lotions as well as redolence was paid.
Watch a video associated to travelers word claims
Anderson Cooper story about controversial automobile word practices.
Help answer a theme about travelers word claims
HELP! Car Accident Claims Dispute!?Hi there, as well as interjection for receiving my question.
I was concerned in an automobile collision final week. we was strike from during a back of upon a main road by a motorist who usually wasn't profitable attention. My automobile finished up being totaled out.
His word (Travelers) claimed 100% guilt for a accident. we have been checked out as well as X-rayed, as well as have no injuries, luckily. The issues I'm carrying have been entrance from a allotment volume Traveler's is perplexing to suggest me.
My automobile was a 2005 Ford Focus ZX3. Mileage:46,138. we paid for a automobile brand brand new as well as it was still underneath a 100,000 mile warranty. They wish to suggest me their tangible money worth of $8,697.
I still owe $3,000 left upon a automobile so which would leave me with usually over $5,000 to try as well as reinstate a automobile with. we feel similar to given we was not during fault, it would usually be satisfactory for me to be authorised to reinstate my automobile with a allied one, with a guaranty still intact. In a Kansas City area where we live, we have finished a little endless investigate as well as found which it is simply unfit to find such a automobile for reduction than $11,000.
I have never been in this incident before, I'm a twenty-two yr aged college student. They will usually understanding with me given a pretension is in my name. we am usually wondering what my options for entrance to an excusable agreement with them are?
Any assistance would be severely appreciated!
Thanks!
About Author
Christian is an writer of multiform articles regarding to Travel Insurance. He is well known for his imagination upon a theme as well as upon alternative Business as well as Finance associated articles.
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Insurance | Tagged as: Accident, Auger, Hollingsworth, Insurance, lawyer, ontario, Ottawa, pain and suffering
18 Responses to “CNN 360 ANDERSON COOPER – AUTO INSURANCE PART 1”
Travelers does not owe you the replacement cost of your vehicle. They do not owe you the cost of a comparable vehicle.
They owe you the fair market value of the actual car that was damaged just before the accident. That means – what you reasonably could have sold that car for given it's age, condition, mileage, options.
They will not pay you 11,000 for a car you only could have sold for 8700.
Although I don't know much about your car – their offer seems to be in line.
http://www.nadaguides.com/usedcars.aspx?LI=1-21-1-5013-0-0-0&l=1&w=21&p=1&f=5014&m=1065&d=465&y=2005&c=15&vi=55435&z=29620&da=-1&mi=49000
By Andy B on Aug 16, 2009
By Legandivori on Aug 16, 2009
This is an not a honest report, the insurance company with the first lady met their obligation by paying the 15000 which is the max bodility injury limit, if they offered that it’s because the at-fault driver had 15/30/5 which means 15000 per driver and 30000 per incident, she should have underinsured or her own medical coverage..allstate met their obligation and should have not been sued it’s the at-fault driver whom should have to paid the the remaining amount.on her bills
By sprax3 on Aug 16, 2009
There was little damage my car. I was treated for whip lash and finally found out I had three bulging disc in my cervical they paid for. I have a $50,000 uninsured motorist rider on my policy. I at this point was offered $1000 for three discs snapped. Now Travelers are saying they are not paying for degenerative disease. I was never treated for this disease nor knew I had it till this auto whiplash happened. Attorneys will not help not enough money and they don’t want to be tied up for yrs
By hateautoinsurance on Aug 16, 2009
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By AutoAccidentLawyer on Aug 16, 2009
Corporate Hitlers are evening ripping off serious injuries! Terrorising the injured! Their are not a lot of Plaintiff lawyers who know the laws for the injured, the greedy insurers need to be brought to justice! Insurance Fair Act doctrine is some case law.
By KamikazeKoscki on Aug 16, 2009
I haven’t had insurance for the last three years. No accidents and no chickenshit tickets. I’ve been 22-25 throughout these years. I’ve saved about $4,000 in these years.
By Harshcore811 on Aug 17, 2009
If the decking clearly shows the hail damage, they should pay for that as well. If it's rot, they won't.
In either case, DON'T let them throw out the decking – you need to be able to show it to the adjuster.
And you need to call the adjuster in the morning, and ask. Again, it's going to depend on why the decking needs to be replaced.
By dsjnix on Aug 17, 2009
guy side swipes me takes his truck home dents it in and gets a higher claim gets more money then what actually happened
I have pictures of his truck right here! it is not the same! I was out on a work comp at the time of this side swipe
they are trying to accuse me of injurying my knee in auto side swiping but its untrue
work comp shut me off due to this
I went to docs
nasty people out there!
btw I need major surgery from work and cant get it now
By elleanor07 on Aug 17, 2009
For car insurance the fastest way to get a free quote is do a policy comparison. Be sure to choose the same coverage levels, you can get an quick quote to compare against others. Use the same coverage area, car make and model, mileage and driving history to ensure you get accurate comparison. To get easy auto quotes, go to http://www.simpleautoquotes.com/Auto-Insurance.html and you can compare the major auto insurance companies.
By l on Aug 17, 2009
Not exactally mandatory however, I believe that there is a requirement that the visitor have enough resources to be financially responsible.
Best place to find travel insurance is at a travel insurance comparison site like http://www.quotewright.com
By Orion on Aug 17, 2009
Nothing set in stone, however, you should get an advance within a week or so, and usually the claim is settled within 4-6 weeks.
As long as the fire isn't suspicious in nature, then usually the biggest holdup is 1. getting a copy of the fire report from the fire department and 2. getting the list of personal property damaged from the insured.
If you are having problems or questions with your claim, you should talk to your agent. Travelers is pretty good about claims, and the agents should really be holding your hand through this time.
By Jeremy F on Aug 18, 2009
Correct devilcajun, they never mentioned that she could have used her MP cov if she carried it. Also the bills are her responsibility until she wants to settle the claim or within the statute for that state. I wonder if the 15k offer was the BI policy max, and if so she would need to try and file a Underinsured Motorist claim with her own insurance company once settled.
By BriZai2 on Aug 18, 2009
He files a claim with the insurance for the car that caused the accident.
If the Corolla was stopped behind him and hit him because the Allstate car hit it and pushed it into him….then he files against the Allstate car. The Corolla's insurance will deny him.
Or….the easy way….file under his own collision coverage (if he has it). His company will pay for the damage to his car less his deductible and then pursue the at fault company for re-payment. Once they recover, they will forward his deductible onto him.
By l on Aug 18, 2009
Well, there are "Standards of Fault" from case law, that are used to determine fault. And if the other guy was going straight through the intersection, and you were turning . . .. you should have yielded to the oncoming vehicle – legal turn or not – which DOES make you mostly at fault for the accident. It's actually kinda generous of them to declare their guy 20% at fault – they didn't HAVE to do that.
Now, this is lesson learned for next time, of course, but when you don't have collision, even if you think the other guy is at fault, have your car towed to YOUR HOUSE. That way there aren't any storage fees – just the towing bill.
NONE of this is Travelers fault. THEY didn't hit you. The other driver did – when you turned in front of them. You're right – it took WAY too long for them to look at your car, BUT, you're not their policyholder! THey have NO obligation to you, until a judge says their guy is at fault and has to pay!
Now, I know you're not going to pick me for best answer, because you're not going to like these things. But next time, if you want YOUR insurance company to help you work a claim, you'll have to buy the collision coverage. And before you turn left into an oncoming vehicle, be certain they aren't close enough to hit you, even if they floor the gas. Because now YOUR liability will likely be paying 80% of THEIR damages, and 80% of THEIR medical/bodily injury.
Actually, if you REALLY think they're 100% at fault, just call your agent, and ask them to call your adjuster (because you KNOW they're going to go after you for the 80% of damage to their car), and ask if your insurance company agrees with their determination of fault. See how much your liability ends up paying out – and ask them for the percentage.
By wisemancumth on Aug 18, 2009
Interesting video… However, you won’t be getting this type of complain if you get your car insurance quote with a reputable company.
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By rhemares on Aug 18, 2009
Exactly!!!!!!!!!!!!!!!!!!
By foolclip on Aug 18, 2009
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By Christy H on Aug 19, 2009